Lesson 2: Credit Introduction
Handout 1

Attitude Survey

 
Given what you have heard during the class discussion and what you personally think about credit cards, do you believe that: 

1. credit card use should be restricted to needed items and not luxury items?            
yes no
2. people who use credit cards tend to overspend?
yes
 no
3. credit cards are generally a safe substitute for having to carry cash?
 yes
 no
4. credit card interest rates are too high? 
yes
 no
5. credit cards are too easy for people to obtain?
 yes
 no
6. credit cards can help some people take advantage of a ‘good' sale?
 yes
 no
7. there should be a limited as to the number of credit cards a person can have?
yes
 no
8. credit cards make it more difficult for people to actually know how much money they have?  yes
 no
9. credit cards have a negative impact on the amount of money given to charities?      
yes
 no
10. people who use credit cards are happier than people who do not?  
yes
 no
11. the items purchased using a credit card are usually used up or of little or no value by the time the credit card bill comes for payment?  yes
 no
12. you can personally use credit cards wisely avoiding many of the problems identified in the class discussion. yes
 no