Credit Interview

1. What do you see as the advantage of credit in general? What do you see as the advantage of credit cards?
   
   
2. What do you see as the disadvantage of credit in general? What do you see as the disadvantage of credit cards?
   
   
3. Which types of credit do you choose to use and not use? Why?
   
   
4. When did you get your first credit card? How many credit cards do you have now?
   
   
5. When did you receive your first loan? How many loans you have now?
   
   
6. Has credit ever complicated your life?
   
   
7. Why do you think many Americans overextend themselves financially with credit cards?
   
   
8. What are the consequences of the abuse of credit and credit cards?
   
   
9. Do you believe credit is too easy for young adults to obtain? Why or why not?
   
   
10. What would be your best advice to someone just starting to use credit?